
AGRICULTURE LENDING
REACH OUTFarming and ranching aren’t just businesses, they’re your way of life. At Adams Bank & Trust, our goal is to help you succeed.Our experienced ag bankers are passionate about continuing the tradition of family farms and ranches. They strive to provide unparalleled customer service. We make complex purchasing and financing decisions easier by offering world-class banking tools and one-on-one, relationship-driven service. After more than 100 years in business, we’ve learned a few things. Let us put that experience to work for you.WHY CHOOSE AB&T?
Farming and ranching isn’t just a job; it’s a legacy. At Adams Bank & Trust, we’ve been proud to stand beside agricultural families for over 100 years, helping them grow, adapt, and pass down their operations from one generation to the next. Just like our bank, we’re on the 5th generation of Adams family members owning and running Adams Bank & Trust.
FLEXIBLE FINANCING for land, equipment, livestock, and operating costs
COMPETITIVE RATES via USDA and FSA programs
LOCAL DECISION-MAKING with personalized service
WIDE ELIGIBILITY including beginning farmers and small-scale operators

HOW AG LENDING WORKS
- Initial Consultation
Meet with a local Ag Banker to share your goals and financial needs. - Loan Selection
Review multiple options for loan types and terms to select a solution that best fits your unique operation. - Application & Approval
Provide documentation and financials to help the Ag Banker learn more about you; we learn where you've been, where you want to go, and then help you find the best way to get there. - Servicing & Support
Our Ag Bankers are here for you every step of the way to review and adjust course as needed.
WHAT WE OFFER
- Customized loan structures tailored to your cash flow
- Manageable down payment requirements
- Financing available for new land purchases or refinancing/restructuring existing debt
Subject to credit approval
MEET YOUR LOCAL AG LENDING TEAM
Providing trusted, personalized service across Nebraska, Kansas, and Colorado. Connect with one of our local specialists to explore financing options tailored to your agricultural operation.









