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BUSINESS CHECKING & SAVINGS

Our business checking and savings accounts are designed to help your company manage cash flow efficiently and support long-term financial growth. With flexible features, convenient access, and personalized service, we make it easy to handle everyday transactions, build reserves, and focus on running and growing your business.

BUSINESS ESSENTIAL

Designed for businesses who anticipate low transaction volume and maintain lower balances.

  • Features 150 free items each month, including deposited items & checks written.*
  • Automatic deposits and payments are free
  • $200 minimum balance (fall below fee of $7/month)

*All additional items will incur a fee of $0.18/item

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BUSINESS INTEREST

Designed ONLY for Sole Proprietorships and Not-For-Profit Organizations.

  • Features 150 free items each month, including deposited items & checks written*
  • Automatic deposits and payments are free
  • $1,500 minimum balance (fall below fee of $10/month)

*All additional items will incur a fee of $0.18/item

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SMART BUSINESS

Designed for businesses with moderate transaction volume, who maintain a daily balance of $2,500 or more.

  • Features 300 free items each month, including deposited items & checks written*
  • Automatic deposits and payments are free
  • $2,500 minimum balance (fall below fee of $15/month)

*All additional items will incur a fee of $0.15/item

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PREMIER MONEY MARKET CHECKING

Designed to provide a competitive interest rate along with easy access to your funds.

  • Restricted to 5 checks monthly*
  • $2,500 minimum balance (fall below fee of $10/month)

*$25 per check fee over the five check limit

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BUSINESS PARTNER

Designed for businesses with high transaction volume who maintain higher balances.

  • Per item transaction fees of $0.15 (check/debit/credit/deposit)
  • $10 monthly service charge
  • An earnings credit based on your investable balances is applied to offset monthly fees

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MONEY MARKET SAVINGS

A place for EVERYONE to put those extra dollars earning interest - considered a savings account.

  • 3 free monthly withdrawals, each additional withdrawal is $1.00
  • $100 minimum balance (fall below fee of $2/month)

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TAKE THAT NEXT STEP

Find a relationship banker near you.

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Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Routing Number 104113958

NMLS# 469371

800.422.3488

©2026Adams Bank & Trust

info@abtbank.com
PO Box 720 315 N Spruce St Ogallala, NE 69153

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You are navigating to an external website. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.