
PERSONAL CHECKING
Whether you're upgrading your account or opening a new one, we're here to help you reach your goals.
SUPERSMART eCHECKING
Our very best high interest checking account. It's a 'super smart' choice for those who want a high yield checking account, use a debit card, and want full access to their funds.

QUALIFYING STANDARDS
- Minimum of 25 debit card transactions per statement cycle*
- One direct deposit or direct payment (ACH) per statement cycle
- Receive monthly e-Statements
ACCOUNT BENEFITS
- Anywhere banking tools**
- Online banking, mobile bill pay, debit card and e-Statements - Full access to BaZing benefits
- If you qualify you receive:
- Qualifying APY† based on account balance
- Waived service fee for the statement cycle
- Refunds of ATM fees (up to $10 per month)†† - If you don't qualify you still receive:
- Non-Qualifying APY†
- All BaZing benefits listed above
*Minimum of 25 debit card transactions per statement cycle. Transactions must post within the statement cycle to qualify. ATM transactions do not qualify.
**Message and data rates may apply.
†Annual Percentage Yield (APY) effective June 1, 2026. If eligibility requirements are not met, rate will convert to a .50% APY base rate on all balances. Rates are subject to change at any time.
††ATM fee refunds will not be provided for cycles that the qualifications are not met.
GOSMART CHECKING
The perfect account if you're looking for a checking account with the opportunity to access additional benefits.
- Full access to BaZing benefits
- $8 monthly service charge
GOSMART 50 CHECKING
For those 50 years of age and older who prefer to write checks.
- Enjoy a competitive interest rate on your checking account
- Full access to BaZing benefits
- $6 monthly service charge
eCHECKING
An environmentally friendly choice for customers.
- $6 monthly service charge - waived with enrollment in eStatements
INTEREST CHECKING
Tiered interest rate based on account balance.
- $10 monthly service charge - waived if balance remains over $1,500
- $1,500 minimum to open
PREMIER CHECKING
Tiered interest rate based on account balance.
- $10 monthly service charge - waived if balance remains over $2,500
- $2,500 minimum to open
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