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ADAMS BANK & TRUST POLICIES

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APPRAISAL & VALUATIONS DISCLOSURE

Appraisal & Valuations Notice

HOME EQUITY LINE OF CREDIT (HELOC) DISCLOSURES

HELOC Program Disclosure

What You Should Know About Home Equity Lines Of Credit

ADJUSTABLE RATE MORTGAGE (ARM) DISCLOSURES

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 10 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 15 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 20 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 25 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 10 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 15 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 20 Year Term

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 25 Year Term

ARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 30 Year Term, Investment Property

ARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 30 Year Term, Primary or Secondary Residence

Consumer Handbook on Adjustable Rate Mortgages

ADJUSTABLE RATE MORTGAGE (ARM) DISCLOSURES - JUMBO LOANS

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 10 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 15 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 20 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 25 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 10 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 15 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 20 Year Term, Jumbo Loan

ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 25 Year Term, Jumbo Loan

ARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 30 Year Term, Loan Amount Up to $1 Million

ARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 30 Year Term, Loan Amount Greater Than $1 Million

Consumer Handbook on Adjustable Rate Mortgages