Commercial Real Estate Loans

• Streamlined approval process.
• Expertise in almost all industry/property types.
• Flexible terms and great rates.
• Construction and permanent financing available.
• Owner-occupied and investor financing available.

*Subject to credit approval

Business Term Loans

• Finance new and used equipment/vehicles.
• Obtain working capital to fund your business' growth.
• Flexible terms and great rates.
• Local decision making.

*Subject to credit approval

Business Lines of Credit

• Easy avenue to fund seasonal needs.
• Access to cash when receivables and inventory become big balance sheet items.
• Expertise in almost all industries.
• Partner with local bankers that know your community and your industry.

*Subject to credit approval

Government Loan Programs

• SBA - guaranteed loans available - traditional 7(a) and Express programs
• SBA 504 loans for building and/or equipment acquisitions or expansions
• USDA B & I loans if your business is located in a community of less than 50,000 people
• FSA Guaranteed Loans

*Subject to credit approval

Agricultural Real Estate Loans

We understand the demands of the agriculture industry and work to provide convenient solutions for our customers. Key benefits of our Agricultural Real Estate options include:

• Customized loan structures to meet your cash flow
• Manageable down payment requirements
• New purchase or refinance/restructure options

*Subject to credit approval

Agricultural Revolving Line of Credit

As one of the largest and best agricultural banks in the nation, we understand what it takes to be in the agricultural business and offer every type of loan - from crop to livestock. Our line of credit loans will help you manage the gap from planting to harvest or calving to market.

The Small Business Banking Group is a built-in team at Adams Bank & Trust dedicated to supporting the success of your small business. We can help you secure financing for smaller business costs, from initial start-up purchases to equipment upgrades, in a timely fashion.