Certificates of Deposit

A variety of terms ranging from 6 to 60 months makes it easy to meet your investment needs. Ask your relationship banker at Adams Bank & Trust how to ladder your certificates so that you get the maximum returns with the most flexibility. Our specialty certificates are listed below.

• 30 Month Upgrade CD - Add money and increase your rate up to two times during your 30-month term.

*A substantial penalty may be imposed for early withdrawal on all Adams Bank & Trust CDs

CDARS

Enjoy the convenience of one rate, one statement, one bank. Your money will receive multi-million dollar FDIC insurance.

• Community Investment - Your money can support lending opportunities in your local community.
• CD Level Rates - Returns that compare favorably to alternative investments, including treasuries, corporate sweeps, and money market funds.