commercial lending

COMMERCIAL LENDING

LENDER DIRECTORYAdams Bank & Trust offers tailored commercial lending solutions to help your business succeed. We work to make complex purchasing and financing decisions easier and more efficient. Learn how AB&T can help your business reach its goals.

COMMERCIAL REAL ESTATE LOANS

  • Streamlined approval process.
  • Expertise in almost all industry/property types.
  • Flexible terms and great rates.
  • Construction and permanent financing available.
  • Owner-occupied and investor financing available.

*Subject to credit approval

BUSINESS TERM LOANS

  • Finance new and used equipment/vehicles.
  • Obtain working capital to fund your business' growth.
  • Flexible terms and great rates.
  • Local decision making.

*Subject to credit approval

BUSINESS LINES OF CREDIT

  • Easy avenue to fund seasonal needs.
  • Access to cash when receivables and inventory become big balance sheet items.
  • Expertise in almost all industries.
  • Partner with local bankers that know your community and your industry.

*Subject to credit approval

GOVERNMENT LOAN PROGRAMS

  • SBA (Small Business Association)
  • USDA B & I loans if your business is located in a community of less than 50,000 people

*Subject to credit approval

SBA Lending

SMALL BUSINESS BANKING GROUP

The Small Business Banking Group is a built-in team at Adams Bank & Trust dedicated to supporting the success of your small business. We can help you secure financing for smaller business costs, from initial start-up purchases to equipment upgrades, in a timely fashion.

LEARN MORE

TAKE THAT NEXT STEP

Find a commercial banker near you.

OUR LENDERS

YOUR FOUNDATION FOR FINANCIAL SUCCESS

arrows
Adams Bank & Trust footer image

ABOUT AB&T

About AB&TOur HistoryCareersContact UsPoliciesRates

Navigating to External Website

You are navigating to the external website https://www.fdic.gov/resources/deposit-insurance?utm_source=google&utm_medium=paid_search&utm_campaign=pn-fdicdi2025-en&utm_term=trafficdriving&utm_content=pn01132025_deposit-insurance&gad_source=1&gbraid=0AAAAApfe0IHFZP3n4O3Km9FyTXM6qtdVZ&gclid=Cj0KCQjwna6_BhCbARIsALId2Z3WayEDh-LZSSoZ6aJsVkz4JtB9d-kEDF34yJFMH1inNymQxb7e90saAn8rEALw_wcB. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.

RESOURCES

AB&T Mobile AppAdamsAlertsNews & EducationTutorials & FAQCommunity InvolvementTechnical Support

Navigating to External Website

You are navigating to the external website https://onlinebanking.firstdata.com/ecs/auth/?cid=AAAA4422001. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.

FEEDBACK

Leave positive feedbackLeave negative feedbackLeave a suggestion

FOLLOW US

Navigating to External Website

You are navigating to the external website https://www.facebook.com/ABTBank/. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.

Navigating to External Website

You are navigating to the external website https://www.linkedin.com/company/adams-bank-&-trust. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.

Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Routing Number 104113958

NMLS# 469371

800.422.3488

©2025 Adams Bank & Trust

info@abtbank.com
PO Box 720 315 N Spruce St Ogallala, NE 69153

Navigating to External Website

You are navigating to the external website https://www.hud.gov. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.