Adams Bank & Trust logo
Todd Adams
chief executive officer


In recent months you’ve probably seen the ability of fraudsters to mask their phone numbers as local, trusted phone numbers. Unfortunately, even business phone numbers are not safe from these schemes. Because of this, we want to take a moment to provide you 5 simple tips to help prevent yourselves from being a victim of fraud.

we're here to help you grow

Checking & Savings

  • We offer several 'smart' options for checking and great tools for both short-term and long-term saving.

Certificates of Deposit

  • Whether you’re looking to start small or place large funds, we have a CD that’s right for you

Personal Loans & Credits

  • Simple solutions for life’s smaller purchases, as well as credit options to keep you prepared for unexpected expenses.

Convenience Services

  • Sometimes it’s the little things that can make a big difference.
our business is helping your business reach its goals

Our #1 goal is to match our customers with the best possible product, and to provide unparalleled customer service. We will work to make complex purchasing and financing decisions easier and more efficient. We provide world class delivery systems and one-on-one personal service. We’ve learned a few things during our 100+ years of doing business. Let us put that knowledge to work for you.

Business Checking & Savings

  • We offer several business solutions tailored to a variety of needs, not just one or two options.

Treasury Management

  • When you’re looking for tools to maximize efficiency in your business banking, we offer the tools you need.

Business Loans

  • Whether you’re just starting out, or a well established corporation, we offer loan solutions to suit your needs.

Convenience Services

  • Sometimes it’s the little things that can make a big difference.
Adams Insurance Advisors
Raymond James Financial Services
your own home... we know there's nothing quite like it

We're here for all your mortgage needs.

A home is the single largest investment most of us make in a lifetime, which is why it’s important to feel comfortable with your mortgage lender. Our mortgage bankers take the time to get to know the people behind the application, so they can recommend a product and personally address any questions.

Home loans have been a cornerstone of Adams Bank & Trust for over 100 years. That experience has helped us create a mortgage team that stands out from our competitors. Allow us the opportunity to demonstrate the difference!

Adams Bank & Trust - NMLS #469371

we're here to help you plan for life, so you can live it

Adams Bank - Trust Services

Offering a suite of Trust Products and Services.

Trust Department Services
  • Corporate Trustee for:
  • - Living Trusts
  • - Life Insurance Trusts
  • - Testamentary Trusts
  • Personal Representative
  • Farm & Ranch Management
  • Conservatorships
  • Power of Attorney
  • Other Management Agencies
Contact the Trust Department
  • Phone: 308.284.4071 x6504
  • Toll Free: 800.422.3488
  • Fax: 308.284.3322

Mailing Address:
  • PO Box 720
    Ogallala, NE 69153

Our trust department was authorized by the State of Nebraska to conduct trust powers in 1967 and was the 10th bank in the State of Nebraska to do so. We assist customers in estate planning and asset management, as well as investment and retirement planning.  We can fill the position of not only Trustee, but also Conservator, Guardian, Personal Representative or Agent.

Our staff is experienced in law, accounting, real estate, agriculture, business administration, tax issues, investments, and insurance.  We work together as a team to bring together the talent required to achieve the best solutions and results.  Besides our well-qualified staff, audits are conducted by state and federal examiners on a regular basis and an independent audit is conducted annually by outside auditors. We are also bonded so you can rest easily knowing that your affairs are being handled by experienced employees who are looking out for your financial welfare.

Trust Officers at Adams Bank & Trust

Todd Adams - Chad Adams - Steve Krause - Deb Jasnoch

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