Our business is helping your business reach its goals

OUR BUSINESS IS HELPING

YOUR BUSINESS REACH ITS GOALS

Charlie Pepin

CHARLIE PEPIN

svp - commercial banking

O: 970.624.3692

7800 S Highway 287 | Fort Collins

EXPERIENCE & EDUCATION

Charlie brings 25 years of financial expertise to his role, blending industry knowledge with a commitment to local leadership. His career spans wealth management and commercial banking, including nearly a decade of managing high-performing commercial banking teams at both regional and national levels across Northern Colorado and Western Nebraska. A graduate of the Graduate School of Banking at Colorado, Charlie also holds an MBA from Lake Superior State University and a Bachelor’s degree from Central Michigan University.

BANKER PHILOSOPHY & BACKGROUND

Charlie’s ultimate goal is to proactively add value to every transaction, earning the trust of his clients. He wants every customer to feel like he is not just a financial partner, but a trusted advisor.

COMMUNITY INVOLVEMENT

Charlie serves as a Board Member for Care Communities to support low-income housing in Larimer and Weld counties. He is also on the Weld and Larimer revolving loan fund committees and the City of Greeley revolving loan fund committee, which focus on assisting with the financial needs of small businesses.
We are excited for you to have the opportunity to work with Charlie and discover all that Adams Bank & Trust has to offer.
SBA Lending

SBA Lending

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Business Loans

Business Loans

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Business Deposit

Business Deposit

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Commercial Lenders

Commercial Lenders

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YOUR FOUNDATION FOR FINANCIAL SUCCESS

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Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Routing Number 104113958

NMLS# 469371

800.422.3488

©2026Adams Bank & Trust

info@abtbank.com
PO Box 720 315 N Spruce St Ogallala, NE 69153

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You are navigating to an external website. Please be advised that you are leaving the Adams Bank & Trust website. Adams Bank & Trust does not control the content of third party websites and cannot guarantee the products and services provided on these websites are insured by any federal government agency.