Adams Bank & Trust Policies

General

• Funds Availability
• PATRIOT Act
• Notice of your financial privacy rights
• Children's internet privacy policy
• Facebook specific policy
• Mobile banking privacy policy

Home Equity Line of Credit (HELOC) Disclosures

• HELOC Program Disclosure
• What You Should Know About Home Equity Lines of Credit

Adjustable Rate Mortgage (ARM) Disclosures

• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 10 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 15 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 20 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 25 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 10 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 15 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 20 Year Term
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 25 Year Term
• ARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 30 Year Term, Investment Property
• ARM Program Disclosure – 5/1 Adjustable Rate, First Lien, 30 Year Term, Primary or Secondary Residence
• Consumer Handbook on Adjustable Rate Mortgages

Adjustable Rate Mortgage (ARM) Disclosures - Jumbo Loans

• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 10 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 15 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 20 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, First Lien, 25 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 10 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 15 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 20 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/5 Adjustable Rate, Subordinate Lien, 25 Year Term, Jumbo Loan
• ARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 30 Year Term, Loan Amount Up to $1 Million
• ARM Program Disclosure - 5/1 Adjustable Rate, First Lien, 30 Year Term, Loan Amount Greater Than $1 Million
• Consumer Handbook on Adjustable Rate Mortgages