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Personal Banking \ Personal Loans

Ready Reserve Line of Credit

Smart Choice: If you want a line of credit attached to your checking account to pay for unexpected expenses or purchases.


Revolving line of credit with a limit up to $4,999.99 - With approved credit.

Monthly Payment deducted automatically from your checking account of 5% of outstanding balance.

Automatic advances into your Adams Bank & Trust checking account in $500 increments - as needed up to your credit limit.

Interest: 19.0% fixed, annual percentage rate