Adams Bank & Trust logo

Cut-Off Times


  • Positive Pay Decisions: 10:30 AM

  • Same Day ACH: 11:30 AM

  • Standard ACH: 2:00 PM

  • Wires: 2:30 PM

  • Business Mobiliti Deposit: 2:45 PM

  • Merchant Capture: 4:15 PM

  • Internal Transfers for Current Day: 4:45 PM



Don't show me this message again.
Exit Please click the do not leave button.