A variety of terms ranging from 6 to 60 months makes it easy to meet your investment needs. Ask
your relationship banker at Adams Bank & Trust how to ladder your certificates so that you
get the maximum returns with the most flexibility. Our specialty certificates are listed below.
30 Month Upgrade CD - add money and increase your rate up to two
times during your 30-month term
A substantial penalty may be imposed for early withdrawal on all Adams Bank
& Trust CDs
Enjoy the convenience of one rate, one statement, one bank. Your money will receive
multi-million dollar FDIC insurance.
Community Investment - your money can support lending
opportunities in your local community
CD Level Rates - returns that compare favorably to alternative
investments, including treasuries, corporate sweeps, and money market funds