Business Loan Solutions
Commercial Real Estate Loans
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- Streamlined approval process.
- Expertise in almost all industry/property types.
- Flexible terms and great rates.
- Construction and permanent financing available.
- Owner-occupied and investor financing available.
- Subject to Credit Approval
Business Term Loans
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- Finance new and used equipment/vehicles.
- Obtain working capital to fund your business's growth.
- Flexible terms and great rates.
- Local decision-making.
- Subject to Credit Approval
Business Lines of Credit
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- Easy avenue to fund seasonal needs.
- Access to cash when receivables and inventory become big balance sheet items.
- Expertise in almost all industries.
- Partner with local bankers that know your community and your industry.
- Subject to Credit Approval
Government Loan Programs
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- SBA - guaranteed loans available - traditional 7(a) and Express programs.
- SBA 504 loans for building and/or equipment acquisitions or expansions.
- USDA B & I loans if your business is located in a community of less than 50,000 people.
- FSA Guaranteed Loans
- Subject to Credit Approval
Agricultural Real Estate Loans
- We understand the demands of the agriculture industry and work to provide convenient solutions for our customers. Key benefits of our Agricultural Real Estate Loan options include:
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- Customized loan structures to meet your cash flow
- Manageable down payment requirements
- New purchase or refinance/restructure options
- Subject to Credit Approval
Agricultural Revolving Line of Credit
- As one of the largest and best agricultural banks in the nation, we understand what it takes to be in the agricultural business and offer every type of loan - from crop to livestock. Our line of credit loans will help you manage the gap from planting to harvest or calving to market.
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- Subject to Credit Approval
Small Business Banking Group
Providing Small Business Solutions under $100,000
The Small Business Banking Group is a built-in team at Adams Bank & Trust dedicated to supporting the success of your small business. We can help you secure financing for smaller business costs, from initial start-up purchases to equipment upgrades, in a timely fashion.
