our business is helping your business reach its goals

Business Loan Solutions


Commercial Real Estate Loans

    • Streamlined approval process.
    • Expertise in almost all industry/property types.
    • Flexible terms and great rates.
    • Construction and permanent financing available.
    • Owner-occupied and investor financing available.
    • Subject to Credit Approval

Business Term Loans

    • Finance new and used equipment/vehicles.
    • Obtain working capital to fund your business's growth.
    • Flexible terms and great rates.
    • Local decision-making.
    • Subject to Credit Approval

Business Lines of Credit

    • Easy avenue to fund seasonal needs.
    • Access to cash when receivables and inventory become big balance sheet items.
    • Expertise in almost all industries.
    • Partner with local bankers that know your community and your industry.
    • Subject to Credit Approval

Government Loan Programs

    • SBA - guaranteed loans available - traditional 7(a) and Express programs.
    • SBA 504 loans for building and/or equipment acquisitions or expansions.
    • USDA B & I loans if your business is located in a community of less than 50,000 people.
    • FSA Guaranteed Loans
    • Subject to Credit Approval

Agricultural Real Estate Loans

  • We understand the demands of the agriculture industry and work to provide convenient solutions for our customers. Key benefits of our Agricultural Real Estate Loan options include:
    • Customized loan structures to meet your cash flow
    • Manageable down payment requirements
    • New purchase or refinance/restructure options
    • Subject to Credit Approval

Agricultural Revolving Line of Credit

  • As one of the largest and best agricultural banks in the nation, we understand what it takes to be in the agricultural business and offer every type of loan - from crop to livestock. Our line of credit loans will help you manage the gap from planting to harvest or calving to market.
    • Subject to Credit Approval

Small Business Banking Group


Providing Small Business Solutions under $100,000

The Small Business Banking Group is a built-in team at Adams Bank & Trust dedicated to supporting the success of your small business. We can help you secure financing for smaller business costs, from initial start-up purchases to equipment upgrades, in a timely fashion.



Learn more and get started here



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