Interest Checking

Smart Choice:	If earning interest on your checking account is important to you

Minimum Balance:	Just $1,500 to avoid service charges If balance falls below $1,500 an $10 monthly service charge applies A minimum deposit of $100 is required to open this account

Interest:	Earn a tiered interest rate on all account balances The higher your balance, the more you earn

Additional Banking Benefits: ID ProtectAll Benefits:	Online Banking eStatements (Optional) Online Billpay Free Adams Online Alerts! Free Telebanc Telephone Banking Free Visa Check/ATM Card $1,000 Personal Identity Protection 6 Months of Free Credit Monitoring Services with IdentityGuard® Payment Card Protection Identity Restoration and Recovery Services