Offering the best in Loan Products
OVERDRAFT
PROTECTION:
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Ready Reserve:
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Your personal Line of Credit that works in conjunction with your checking
account. Funds are advanced automatically to cover overdrafts or upon
your request.
CONSUMER LOANS:
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Adams Bank & Trust offers a wide variety of consumer loans with competitive
rates and terms. Call us to discuss a loan for any of the following: Car
loan, Boat loan, RV loan, Personal loan and many others. Terms available up
to 60 months. Please contact your local Adams Bank & Trust location
for current loan rates.
REAL ESTATE
LOANS:
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Purchase or Refinance
Adams Bank & Trust offers Home Loans with competitive
rates and terms.
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Adams Bank & Trust In-House Loans:
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Fixed Rate loans are available with 5, 10 or 15 year terms. We also
offer 1 and 5 year Adjustable Rate Mortgages with terms up to 15 years.
Please contact your local Adams Bank & Trust location for current loan
rates.
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National Secondary Market Home Loans:
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Fixed and Adjustable Rate Mortgages available with terms up to 30 years.
Please contact your local Adams Bank & Trust location for current loan
rates.
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First Time Homebuyers Home Loans:
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Available to Nebraska residents only. Adams Bank & Trust offers Nebraska
Investment Finance Authority (NIFA) home loans to first time homebuyers with
a 30 year term.
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Home Equity Line Of Credit (HELC):
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Adams Bank & Trust offers this open end Line of Credit, secured by your
principle residence. Please contact your local Adams Bank & Trust
location for current loan rates.
COMMERCIAL AND AGRICULTURAL LOANS:
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Adams Bank & Trust is one of the largest Agricultural Lending Institutions
in the United States. We offer competitive agricultural loan rates for real
estate, operating, livestock and equipment. We also offer competitive rates
for commercial real estate, operating and equipment loans. Line of credit
and term loans are available. Please contact your local Adams Bank &
Trust location for current loan rates.

Equal Opportunity Lender
Member F.D.I.C.