LOANS
RATE SHEET
Overdraft Protection | Cars | Home Loans | Commercial Rates
This Rate Chart contains information about interest rates
for specific categories of loans we provide.
Interest rates and annual percentage rates are current as of 01/16/2002.
All rates are subject to change.
OVERDRAFT PROTECTION
| Account Product Name |
Annual Percentage Rate |
|---|---|
| Regular Check Plus | 19.00% |
| Visa Check Card | Var. NYP + 3.00% |
CARS
| Account Product Name |
Annual Percentage Rate |
|---|---|
| New Cars | 7.25% |
| Used Cars | 7.50% - 11.75% |
HOME LOANS
| Account Product Name |
Time Frame | Annual Percentage Rate |
|---|---|---|
| Adams Bank & Trust In House Rates: |
5 year fixed | 7.500% |
| 10 year fixed | 8.250% | |
| 15 year fixed | 8.800% | |
| 6.500% | ||
| 7.000% | ||
| National Secondary Market Rates: |
15 year fixed | 6.625% |
| 20 year fixed | 7.000% | |
| 30 year fixed | 7.250% | |
| Home Equity Line of Credit: |
Var. NYP + 1.00% Var. NYP + 2.00% (w/7.00% floor) |
6.000% 7.000% |
COMMERCIAL RATES
| Account Product Name |
Annual Percentage Rate |
|---|---|
| New York Prime | 4.750% |
| Adams Bank & Trust Regional Base | 8.200% |
Interest rates and annual percentage rates are current as of 01/16/2002.
All rates are subject to change.
Equal Opportunity Lender
Member F.D.I.C.
| Home page | | | Branch locations | | | Loans |