Business Essential Checking

Smart Choice:	For the business owner who anticipates low transaction volume

Minimum Balance:	$5 monthly fee - Waived if balance is maintained above $100 Minimum deposit to Open - $100

Interest:	None

Additional Benefits: All the Details:	Free Online Banking Optional eStatements Online Business BillPay Free Telebanc Telephone Banking Free Business Visa Check/ATM Card This account features 150 items each month free of charge Each item over 150 is charged $.15 each Items are defined as deposited checks and checks drawn on the account Automatic (paperless ACH) deposits and payments are free of charge