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  • FDIC Coverage

    Type of Ownership FDIC Coverage
    Single Accounts (Owned by One Person) $250,000 per owner
    Joint Accounts (Owned by two or more persons) $250,000 per co-owner
    IRA's and certain other retirement accounts $250,000 per owner
    Revocable Trust Accounts (Payable on Death) $250,000 per owner per beneficiary up to 5 beneficiaries (more coverage available with 6 or more beneficiaries subject to specific limitations and requirements.)
    Irrevocable Trust Accounts $250,000 for the non-contingent, ascertainable interest of each of each beneficiary.

    Corporation, Partnership, and

    Unincorporated Association Accounts

    $250,000 per corporation, partnership, or unincorporated association
    Employee Benefit Plan Accounts $250,000 for the non-contingent, ascertainable interest of each participant
    Government Accounts $250,000 per official custodian
    This table shows only the most common ownership categories that apply to individual and joint deposits, and assumes all FDIC requirements are met. For more information visit www.fdic.gov.


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