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Adams Bank & Trust is a growing full service financial institution located in Nebraska and Colorado. Founded in 1916, the bank has grown to $500 million in assets with 15 locations, 10 in Nebraska and 5 in Colorado. Todd Adams is the CEO and Chad Adams is the President. The bank prides itself on relationship banking with its customers. We firmly believe your family banking tradition deserves our family banking tradition. Our financial products are some of the most competitive in the industry and you will find the level of customer service to be unrivaled in today's banking world. A family owned bank, we remain independent with strong capitalization to ensure we can serve our customers for years to come. Please join us as we close in on providing 100 years of serving our customers to the best of our abilities. Additional information on our history is available by clicking here.

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 All Adams Bank & Trust Branches offer full Deposit and Loan account services!

Adams Bank - Trust Services

Offering a suite of Trust Products and Services.

  • Corporate Trustee for
    Living Trusts
    Life Insurance Trusts
    Testamentary Trusts
  • Personal Representative
  • Farm & Ranch Management
  • Conservatorships
  • Power of Attorney
  • Other Management Agencies
      • Contact the Trust Department:
  • Phone: 308.284.4071 x6504
  • Toll Free: 800.422.3488
  • Fax: 308.284.3322
      • Mailing Address:
    PO Box 720
    Ogallala, NE 69153

    Our trust department was authorized by the State of Nebraska to conduct trust powers in 1967 and was the 10th bank in the State of Nebraska to do so. We assist customers in estate planning and asset management, as well as investment and retirement planning.  We can fill the position of not only Trustee, but also Conservator, Guardian, Personal Representative or Agent.

    Our staff is experienced in law, accounting, real estate, agriculture, business administration, tax issues, investments, and insurance.  We work together as a team to bring together the talent required to achieve the best solutions and results.  Besides our well-qualified staff, audits are conducted by state and federal examiners on a regular basis and an independent audit is conducted annually by outside auditors. We are also bonded so you can rest easily knowing that your affairs are being handled by experienced employees who are looking out for your financial welfare.

    Trust Officers at Adams Bank & Trust include:

    Todd Adams - Chad Adams - Mike Mosel - Steve Krause - Don Banks

    Investments offered through:

    Jim Prange, Financial Advisor
    Jan Acker, Financial Advisor
    Chad Adams, Financial Advisor
    Located at Adams Bank & Trust
    315 North Spruce Street - Ogallala, NE 69153
    308.284.4071 or 800.422.3488
    Fax: 308.284.3322

    Adams Bank & Trust is independent of Raymond James Financial Services, Inc.  Securities are offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker / dealer, and are not insured by FDIC or any other government agency insurance, are not deposits or obligations of the bank, are not guaranteed by the bank and are subject to risks, including the possible loss of principal.

    This site is published for residents of the United States only. Raymond James' Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

    NOT Insured by FDIC


    Western Insurors provides a full complement of insurance products including:
    • Home & Auto
    • Non-Standard Auto
    • Life and Health
    • Commercial
    • Farm & Ranch
    • Crop Insurance

    Call us for all your insurance needs!
    Toll Free: (800) 508-6034

    Click here for the Western Insurors website.

    Nebraska Mortgage

    Call Mary Allberry at 308-284-4071 x6615

    Colorado Mortgage

    Adams Mortgage website

    Adams Mortgage purchased Colorado Online Mortgage in late 2006. Adams Mortgage continues the tradition of competitive priced home loans with No Origination Fee in many instances. We are proud to continue the legacy of 20+ years of local service including underwriting and funding the loan. AdBanc Inc., our holding company, also owns Adams Bank & Trust located in Colorado Springs and Northern Colorado. They compliment our services by providing construction loans, lot and land loans, and commercial loans.

    Purchase/Refinance/New Construction? We have the power in the marketplace to obtain the best loan and price for you.

    The mortgage industry has changed dramatically and interest rates are now determined by your FICO score as well as loan amount, loan to value and the type of program. Don't rely on website or newspaper rate quotes; there are 20+ categories that influence your rate today and you may be disappointed by not obtaining the best interest rate for your needs.

    Sincerely,
    Hutch
    Robert Hutchison, President

    From the President's Desk...

    by Chad Adams

    Hiring Your Children

    06-30-10

    If you are a business owner, hiring your own children can be a win for everyone. The kids earn money to spend or save for a car or college, and you gain a business tax deduction that will apply to your income and self-employment taxes.

    Operating as a sole proprietorship or husband-wife partnership, you can pay your child up to $5,700 of tax free income a year. If they are under the age of 18, the wages aren't subject to payroll taxes like Social Security and Medicare.

    If your business is run as a corporation, you can still hire your children and deduct the wages, but the payments would be subject to the payroll taxes.

    As a business owner, it's important that the wages you pay your children are reasonable and appropriate to the job they're doing. It's also crucial to keep good records so that you can substantiate the deduction. Have the kids fill out a time card when they work, and pay their wages by check.

    Your kids can even use their earned income...[more]

     

    Chad Adams 05-04-10
    Chad Adams 04-13-10
    Chad Adams 02-19-10
    Chad Adams 02-02-10
    Chad Adams 01-13-10
    Chad Adams 12-01-09
    Todd Adams 12-14-09
    Todd Adams 12-01-09